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simple present atau simple continues tense.
SIMON
LAMBERT: Investing isn't only for the rich and is not too complicated, here's
our free guide to getting started
Why invest? This is the deceptively simple question
that it’s difficult to start any guide to investing without asking.
So, when I sat down to write This is Money’s How to
be a successful investor guide, I found myself tackling it.
Our new free PDF guide is designed to help both
those new to investing and those who already invest.
But why should anyone bother investing in the first
place?
The question is difficult, because people
invest for many different reasons.
They may have a goal they are aiming for, a
retirement pot to build, or are simply driven by the desire to grow their
wealth.
But when I weighed up all these reasons, I realised there
was something that unites them, and it is to give themselves a better future.
In life, we invest time and effort in our family,
our home and our work, But the financial world of investing offers an extra
element.
It provides ordinary people with a simple way of putting their money to
work.
It allows people to build up their wealth over
time, benefiting from the profits and dividends of good companies, and
the magic of compounding that magnifies those gains over time.
Yet despite the potential for better long-term
returns, many who have plenty of rainy-day savings stashed away in cash are
still reluctant to invest any extra money they save.
The main reasons they give are often that they
aren’t rich enough yet to invest, they do not want to risk losing money, or it
is too complicated.
These are valid reasons, but they are not enough to
dismiss investing altogether.
Yes, you will need some
money to invest, but it is possible to start with a small sum each month. That
could be £50, or in some places even less.
It’s true, your investments can fall below the price
you paid; but this risk is greatly reduced by long-term investing – and is one you
must take in order to get a better potential return than on cash.
It should also be noted that cash savings accounts
paying less than inflation – revealed to have hit 2.3 per cent this week – also
lose you money in real terms.
Finally, it’s true that investing does require a
little work, but it is surprisingly easy to get started.
And that is the point of our guide: We lay out the
essential things you need to know about investing. It is written to be easy to
understand, and we have made it jargon-free.
The guide, which is sponsored by M&G, is short
enough to be read in one sitting, but you can also keep it for reference when
investing.
Simple Present Tense:
Ø The question is difficult,
because people invest for many different reasons
S V1
Ø It provides ordinary
people with a simple way of putting their money to work
S V1
Ø It allows people to
build up their wealth over time
S
V1
Ø You will need some
money to invest
S V1
Ø
It is possible to start with a small sum each month
S V1